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First responders and their families eligible for line of duty death benefit with mortgage lender

The program forgives the remaining home loan balances for law enforcement officers, firefighters, EMTs or paramedics serviced by CCM who have died in the line of duty

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Photo/Antonio Perez of Chicago Tribune via TNS

By Sarah Roebuck
Editorial Staff

CLEVELAND — First responders and their families can receive mortgage protection under an exclusive line of duty death benefit offered by CrossCountry Mortgage (CCM), the company announced.

The program forgives the remaining home loan balances up to $525,000 for federal, state, county or municipal law enforcement officers, firefighters, EMTs or paramedics serviced by CCM who have died in the line of duty.

CCM states the coverage includes incidents related to external force and violence encountered during work activities. It also covers heart attacks or strokes that may occur during intense training or other strenuous activities.

“At CCM, we believe in protecting those who protect us,” said Craig Montgomery, CCM chief production officer. “When a loved one passes away, mortgage payments should be the last thing that their families are thinking about. The Line of Duty Death Benefit removes a financial strain, allowing families to focus on healing. It’s our way of saying thank you.”

In order to be eligible for the coverage, the following criteria must be met:

  • Federal, state, county, or municipal agency first responders, encompassing full-time, part-time, and volunteer personnel in law enforcement, fire and rescue, and EMS.
  • Applicants must be under 70 years of age at the time the loan closes.
  • First-lien mortgages only (serviced by CrossCountry Mortgage).
  • Applies to eligible conventional or government loans.*
  • Covers primary residences, second homes, and investment properties.
  • Available for both purchase and refinance transactions.

The Line of Duty Death Benefit is available for CCM first responder customers at no additional cost to the borrower. For more information, contact a loan officer by clicking here.

*Fannie Mae, Freddie Mac, FHA, VA and USDA.

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